Democrance helps insurers and insurance brokers to increase digital sales and access new markets. With our SaaS platform, our partners are able to enhance their digital sales mechanisms by automating workflows, and increase their operational efficiency and profitability in the insurance market.
The Democrance platform can support any insurance product and distribution channel in the world, thanks to its customized build housed on the cloud by our in-house developers.
Easily embed your products into third parties’ ecosystems: Super Apps, Aggregators, Mobile Wallets, Telcos, HR Platforms, Retailers, MTOs, Governments, you name it…
Leverage out-of-the-box integrations with external sources of data, local authorities and other third-party services to optimize underwriting and gain new insights into your portfolio.
Provide a seamless experience for any Life, Health or P&C product across all channels and customer segments, from emerging customers to SMEs.
Increase straight-through processing sales while reducing referrals by fully automating complex underwriting rules and rating models across all lines of business.
By allowing digital consumers to buy and use insurance products whenever and wherever they need it
Supporting insurers to launch new products and channels without having to rely on legacy systems
With the ability to go-live in 2 to 4 weeks and at 1/8th of the cost of traditional insurance software solutions
With reduced costs to allow low-income customers to become profitable for all stakeholders
"We, at Tokio Marine, believe in technology and the insurance market is changing rapidly through the acceleration of the digital transformation. By partnering with Democrance, this will enable us to evaluate our business model and reach even more customers than ever before."
- Tsuyoshi Yamasaki, General Manager at Tokio Marine, United Arab Emirates "Our partnership with Democrance enables us to provide inclusive insurance to those who need it the most across Cambodia, digitally. We are committed to stand by the side of our customers and their loved ones, for life, and make concerted efforts to deliver “peace-of-mind” under our philosophy of Customer First"
- Mah Kin Yoong, Chief Commercial Officer of Dai-ichi Life Cambodia "Our partnership with Democrance enables us to respond to the needs of Filipinos who want access to easy and affordable insurance protection options, with the comfort of digitally-driven customer experiences where they can transact seamlessly."
- Rahul Hora, President and Chief Executive Officer of Manulife Philippines 
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